Regulated and protected.

Claims management delivered transparently and in full compliance with UK regulations.

Protecting our clients.

Allpropertyclaims Limited operates as an FCA-authorised and regulated firm, holding permission number 630201. This authorisation covers assisting in the administration and performance of contracts of insurance.

As part of this permission, APC is able to:

  • Act on behalf of policyholders when presenting, negotiating, and agreeing insurance claims
  • Support fair insurer conduct in accordance with the terms of the insurance policy
  • Help achieve an appropriate settlement value to allow properties to be reinstated to their pre-incident condition

This expertise helps reduce disputes and avoid delays caused by unclear or misclassified claims.

Financial services compensation scheme (FSCS).

Clients may be eligible for compensation where obligations are not fulfilledThe FSCS provides protection to consumers if a regulated financial firm is unable to meet its obligations. APC falls within the scope of FSCS cover.

  • Compensation may apply
  • Cover includes the first £2,000 of a claim, plus 90% of the remaining amount up to £85,000

Find out more about FSCS protection.

Financial ombudsman service (FOS)

Where an insurer does not treat a customer fairly, APC is able to escalate the matter to the Financial Ombudsman Service for independent review.

  • ICOBS Rule 8.1 requires insurers to handle claims “Promptly and Fairly”
  • Where this does not happen, APC acts on behalf of clients to secure fairer outcomes

ICOBS Rule 8.1 – FCA Handbook

Examples of successful outcomes we secured through FOS:

Why this matters.

When dealing with water damage and insurance claims, how your claim is handled makes a real difference. Regulation and consumer protections exist to ensure claims are managed fairly, transparently, and in your best interests.

FCA-regulated claims handling.

Your claim is managed in line with strict Financial Conduct Authority requirements.

FSCS consumer protection cover.

You may be eligible for compensation if a regulated firm is unable to meet its obligations.

FOS dispute resolution support.

If an insurer fails to act fairly, the Financial Ombudsman Service can step in to resolve disputes.

What our clients say.

We pride ourselves on providing exceptional service, and the feedback from our clients speaks for itself. Here, you can read about the experiences of those who have trusted us with their water damage repairs.

Start your claim with confidence.

Get expert guidance from day one and let us manage your claim, repairs, and insurer communication with clarity and care.

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